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COOKIE POLICY

We will ask you to consent to our use of cookies in accordance with the terms of this policy when you first visit our website. If you continue to use the website then we will understand that you consent to our use of cookies on your machine.

A cookie is a small data file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Most website operators place cookies on the browser or hard drive of their user’s computer.

Cookies help us to provide customised services and information. We use cookies on our website to tell us, in general terms, how and when pages in our website are visited, what our users’ technology preferences are and whether our website is functioning properly

The Cookies we use do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies and can give you a more personalised web experience.

Information about the individual cookies we use and the purposes for which we use them are set out below.:

Please note that third parties (such as providers of external services like web traffic analysis services) may also use cookies over which we have no control. These cookies are likely to be analytical / performance cookies or targeting cookies.

Most browsers allow you to refuse to accept cookies. Blocking all cookies will have a negative impact upon the usability of many websites.

If you wish to remove cookies set by our website from your browser in the future, you may delete them. The instructions for removing cookies from your computer or mobile device depends on the operating system and web browser you use. You can delete cookies already stored on your computer

Please note, however, that withdrawing your agreement to the use of cookies on our sites will impair the functionality of the website.

This website is owned and operated by WM Holding AG for the AFK Kumar Family, itself and its affiliates.

WM Holding AG is registered in Zurich, Switzerland

Privacy Policy
Introduction

This website is owned and operated by WM Holding AG for the AFK Kumar Family, itself and its affiliates.

WM Holding AG is registered in Switzerland. “we” or “our” refers to WM Holding AG

WM Holding AG respects your privacy and is committed to protecting your personal data. This Privacy Policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights and how the law protects you.

This Privacy Policy aims to give you information on how WM Holding AG collects and processes your personal data through your use of this website, including any data you may provide through this website.

It is important that you read this Privacy Policy together with any other Privacy Policy or fair processing Policy we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This Privacy Policy supplements other notices and privacy policies and is not intended to override them.

Our Cookie Policy is designed to help you understand the information collection practices on our website. WM Holding AG will ask you to consent to our use of cookies in accordance with the terms of this Policy when you first visit our website.

This Policy is dated November 1 2020. We reserve the right to amend this Privacy Policy at any time without notice, by updating this posting, in which case the date of this Policy will be revised. The current version of this Policy can be accessed from the link on the homepage or at the bottom of our website page. By accessing our website following amendments, you are accepting the amended Policy.

  • 2) Collecting personal information
  • 2.1) We may collect, store and use the following kinds of personal information:
  • (a) information about your computer and about your visits to and use of this website (including your IP address, geographical location, browser type and version, operating system, referral source, length of visit, page views and website navigation paths);
  • (b) information that you provide to us for the purpose of subscribing to our email notifications and/or newsletters (including your name and email address);
  • (c) information contained in or relating to any communication that you send to us or send through our website (including the communication content and metadata associated with the communication);
  • (d) any other personal information that you choose to send to us.]
  • 2.2) Before you disclose to us the personal information of another person, you must obtain that person’s consent to both the disclosure and the processing of that personal information in accordance with this Policy.

  • 3) Using personal information
  • 3.1) Personal information submitted to us through our website will be used for the purposes specified in this Policy or on the relevant pages of the website.
  • 3.2) We may use your personal information to:
  • (a) administer our website and business;
  • (b) personalise our website for you;
  • (c) enable your use of the services available on our website;
  • (d) send you non-marketing commercial communications;
  • (e) send you email notifications that you have specifically requested;
  • (h) provide third parties with statistical information about our users (but those third parties will not be able to identify any individual user from that information);
  • (i) deal with enquiries and complaints made by or about you relating to our website;
  • (j) keep our website secure and prevent fraud;
  • (k) verify compliance with the terms and conditions governing the use of our website.
  • 3.3) If you submit personal information for publication on our website, we will publish and otherwise use that information in accordance with the licence you grant to us.
  • 3.4) Your privacy settings can be used to limit the publication of your information on our website, and can be adjusted using privacy controls on the website.
  • 3.5 We will not, without your express consent, supply your personal information to any third party for the purpose of their or any other third party’s direct marketing.

  • 4) Disclosing personal information
    • 4.1) We may disclose your personal information to any of our employees, officers, insurers, professional advisers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes set out in this Policy.
  • 4.2) We may disclose your personal information to any member of our group of companies (this means our subsidiaries, our ultimate holding company and all its subsidiaries) insofar as reasonably necessary for the purposes set out in this Policy.
  • 4.3) We may disclose your personal information:
  • (a) to the extent that we are required to do so by law;
  • (b) in connection with any ongoing or prospective legal proceedings;
  • (c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk);
  • (d) to the purchaser (or prospective purchaser) of any business or asset that we are (or are contemplating) selling; and
  • (e) to any person who we reasonably believe may apply to a court or other competent authority for disclosure of that personal information where, in our reasonable opinion, such court or authority would be reasonably likely to order disclosure of that personal information.
  • 4.4) Except as provided in this Policy, we will not provide your personal information to third parties.

  • 5) International data transfers
  • 5.1) Where relevant for your services, your personal data may be transferred to and processed outside of the European Economic Area (“EEA”) in countries or territories that do not provide the same level of protection for personal data as the EEA does. Where this happens, we will put appropriate measures in place to ensure the adequate protection of your personal data when it is transferred outside of the EEA.
  • 5.2) You expressly agree to the transfers of personal information described in this Section 5

  • 6) Retaining personal information
    • 6.1) This Section 6 sets out our data retention policies and procedure, which are designed to help ensure that we comply with our legal obligations in relation to the retention and deletion of personal information.
  • 6.2) Personal information that we process for any purpose or purposes shall not be kept for longer than is reasonably necessary for that purpose or those purposes.
  • 6.3) Without prejudice to Section 6.2, data will not be kept for longer than is necessary for the purposes for which it was collected or as required by law.
  • 6.4) Notwithstanding the other provisions of this Section 6, we will retain documents (including electronic documents) containing personal data:
  • (a) to the extent that we are required to do so by law;
  • (b) if we believe that the documents may be relevant to any ongoing or prospective legal proceedings; and
  • (c) in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk)

  • 7) Security of personal information
  • 7.1) We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your personal information.
  • 7.2) We will store all the personal information you provide on our secure (password- and firewall-protected) servers.
  • 7.3) You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.

  • 8) Amendments
  • 8.1) We may update this Policy from time to time by publishing a new version on our website.
  • 8.2) You should check this page occasionally to ensure you are happy with any changes to this Policy.

  • 9. Your rights
  • 9.1 You may contact us to:-
  • (a) request that we amend, rectify, delete or update the personal data we hold about you;
  • (b) where possible (e.g. in relation to marketing) amend or update your choices around processing;
  • (c) subject to the supply of appropriate evidence of your identity request a copy of your personal data held by us.
  • 9.2 We may withhold personal information that you request to the extent permitted by law.
  • 9.3 In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.